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Questions before you begin



4 May 2005
By Jonathan Herbert

Buying a home is one of life’s biggest commitments. Unfortunately for many people it is also one of the most confusing and frightening. It doesn’t need to be. If you take the time in the beginning to know your motivations and needs you will be more likely to make comfortable decisions during the process.

Ask your self the following questions. You may find it beneficial to print this off and make some notes to think through your choices.

  • Did your parents own a home? Did you grow up believing that someday you would have a home of your own as well?
  • Do you want a home because your social friends own homes, or your family expects it?
  • Do you feel pressure to buy now because of rising interest rates?
  • Do you feel the need to buy because the market is good right now?
  • Are you starting a family? Or, is your family growing?
  • Do you need or want to move closer to work?
  • Do you want to move to a better school system?
  • Do you enjoy home improvement projects and want a home to work on?
  • How will owning your own home impact your quality of life? Think of both pros and cons – you can choose the color of paint, but replacing a roof can be expensive. Does the value of owning your own home outweigh the price of maintaining it?
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